Employee Benefits

Employee benefits are an integral part of an employee’s compensation package, extending beyond their base salary or wages. These benefits enhance the overall employment experience and contribute to employee well-being. A well-designed employee benefits package can make a significant difference in an organization’s success and employee satisfaction.

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Group Medical

A Group Medical Health Plan for your business is a comprehensive health insurance program that offers health coverage to members of an organization or employees of a company and their family members. It safeguards individuals and families against high medical costs to help attract and retain employees.

Group Dental

A Primary Group Dental Plan is a dental insurance plan that serves as the main source of coverage for an individual or employee and may include options for family members. The primary plan is the one in which the patient is enrolled as an employee or as the main policyholder. It provides the initial layer of coverage for dental services.

Group Vision

A Group Vision Plan for your business provides optional eye health coverage to members of your organization or employees. Group vision insurance plans offer services related to eye care and eyewear. These plans usually cover preventive eye exams, frames, lenses, and contacts. They can be tailored to meet the unique needs of your employees and their families.

Group Disability

A Group Disability Plan for your business is an optional insurance program that provides income protection to members of your organization or employees. Long-Term and Short-Term plans are available that offer coverage for Income Replacement.

Group Life Insurance

A group life insurance policy is a collective contract owned by the employer that provides coverage to a group of individuals, typically those who work for the same company. Group life insurance is considered a guaranteed issue policy, so all eligible employees are accepted without individual underwriting or medical exams.

Healthcare Reimbursement Account (HRA)

An HRA is an employer-funded plan that reimburses employees for qualified medical expenses and, in some cases, insurance premiums. Employers can claim a tax deduction for the reimbursements made through these plans and the reimbursement dollars received by employees are generally tax-free.

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is an employee benefit that allows you to set aside money from your paycheck pre-tax. You can use this money to pay for healthcare and dependent care expenses including Over-the-counter items, Dental care, and Vision care.

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-favored savings account that, when paired with a high-deductible health plan (HDHP), can be used to help employees pay for qualifying medical expenses.

Other Voluntary Benefits

Voluntary Benefits include Cancer Insurance, Critical Illness, Hospital Indemnity, Short Term Disability, Permanent Life. In addition, other benefits such as Pet Insurance have become extremely popular. Voluntary Benefits are very beneficial to employers today and in demand by your employees. This can include a host of products that can fill gaps in coverage such as deductibles, out-of-pocket costs, wellness visits and co-pays.

Group Medical

A Group Medical Health Plan for your business is a comprehensive health insurance program that offers health coverage to members of an organization or employees of a company and their family members. It safeguards individuals and families against high medical costs to help attract and retain employees.

Group Dental

A Primary Group Dental Plan is a dental insurance plan that serves as the main source of coverage for an individual or employee and may include options for family members. The primary plan is the one in which the patient is enrolled as an employee or as the main policyholder. It provides the initial layer of coverage for dental services.

Group Vision

A Group Vision Plan for your business provides optional eye health coverage to members of your organization or employees. Group vision insurance plans offer services related to eye care and eyewear. These plans usually cover preventive eye exams, frames, lenses, and contacts. They can be tailored to meet the unique needs of your employees and their families.

Group Disability

A Group Disability Plan for your business is an optional insurance program that provides income protection to members of your organization or employees. Long-Term and Short-Term plans are available that offer coverage for Income Replacement.

Group Life Insurance

A group life insurance policy is a collective contract owned by the employer that provides coverage to a group of individuals, typically those who work for the same company. Group life insurance is considered a guaranteed issue policy, so all eligible employees are accepted without individual underwriting or medical exams.

Healthcare Reimbursement Account (HRA)

An HRA is an employer-funded plan that reimburses employees for qualified medical expenses and, in some cases, insurance premiums. Employers can claim a tax deduction for the reimbursements made through these plans and the reimbursement dollars received by employees are generally tax-free.

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is an employee benefit that allows you to set aside money from your paycheck pre-tax. You can use this money to pay for healthcare and dependent care expenses including Over-the-counter items, Dental care, and Vision care.

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-favored savings account that, when paired with a high-deductible health plan (HDHP), can be used to help employees pay for qualifying medical expenses.

Other Voluntary Benefits

Voluntary Benefits include Cancer Insurance, Critical Illness, Hospital Indemnity, Short Term Disability, Permanent Life. In addition, other benefits such as Pet Insurance have become extremely popular. Voluntary Benefits are very beneficial to employers today and in demand by your employees. This can include a host of products that can fill gaps in coverage such as deductibles, out-of-pocket costs, wellness visits and co-pays.

Group Medical

A Group Medical Health Plan for your business is a comprehensive health insurance program that offers health coverage to members of an organization or employees of a company and their family members. It safeguards individuals and families against high medical costs to help attract and retain employees.

Group Dental

A Primary Group Dental Plan is a dental insurance plan that serves as the main source of coverage for an individual or employee and may include options for family members. The primary plan is the one in which the patient is enrolled as an employee or as the main policyholder. It provides the initial layer of coverage for dental services.

Group Vision

A Group Vision Plan for your business provides optional eye health coverage to members of your organization or employees. Group vision insurance plans offer services related to eye care and eyewear. These plans usually cover preventive eye exams, frames, lenses, and contacts. They can be tailored to meet the unique needs of your employees and their families.

Group Disability

A Group Disability Plan for your business is an optional insurance program that provides income protection to members of your organization or employees. Long-Term and Short-Term plans are available that offer coverage for Income Replacement.

Group Life Insurance

A group life insurance policy is a collective contract owned by the employer that provides coverage to a group of individuals, typically those who work for the same company. Group life insurance is considered a guaranteed issue policy, so all eligible employees are accepted without individual underwriting or medical exams.

Healthcare Reimbursement Account (HRA)

An HRA is an employer-funded plan that reimburses employees for qualified medical expenses and, in some cases, insurance premiums. Employers can claim a tax deduction for the reimbursements made through these plans and the reimbursement dollars received by employees are generally tax-free.

Flexible Spending Account (FSA)

A Flexible Spending Account (FSA) is an employee benefit that allows you to set aside money from your paycheck pre-tax. You can use this money to pay for healthcare and dependent care expenses including Over-the-counter items, Dental care, and Vision care.

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-favored savings account that, when paired with a high-deductible health plan (HDHP), can be used to help employees pay for qualifying medical expenses.

Other Voluntary Benefits

Voluntary Benefits include Cancer Insurance, Critical Illness, Hospital Indemnity, Short Term Disability, Permanent Life. In addition, other benefits such as Pet Insurance have become extremely popular. Voluntary Benefits are very beneficial to employers today and in demand by your employees. This can include a host of products that can fill gaps in coverage such as deductibles, out-of-pocket costs, wellness visits and co-pays.

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Let us know how we can help and we can connect you with one of our experienced staff.

Assurant
Attune
Burns Wilcox
Heritage
Orchid
Assurant
Attune
Burns Wilcox
Heritage
Orchid
Assurant
Attune
Burns Wilcox
Heritage
Orchid
Assurant
Attune
Burns Wilcox
Heritage
Orchid
Assurant
Attune
Burns Wilcox
Heritage
Orchid